DAILYJILI Maya — Limits, Fees & Settlement
Maya is a Philippine payment rail — regulation: Bangko Sentral ng Pilipinas has it on record as an Electronic Money Issuer and as a registered Operator of Payment System.
| Fact | Value |
|---|---|
| Operator | Maya Philippines, Inc., the former PayMaya Philippines that began life as Smart Money |
| Regulator | Bangko Sentral ng Pilipinas has it on record as an Electronic Money Issuer and as a registered Operator of Payment System |
| Wallet limit | Limit per month: PHP 50,000 at Basic, PHP 100,000 at Upgraded, PHP 500,000 for Super Users, and PHP 5,000,000 for Ultimate Users |
| Per-transaction cap | Outbound InstaPay transfers are limited to PHP 50,000 per day and sends to another Maya user to PHP 20,000 per transaction at the Upgraded tier |
| Settlement | credited the moment you send between wallets or by InstaPay, while a PESONet transfer arrives before the banking day ends |
| Figures as of | 2026-09 |
Philippine casino discussion mentions Maya constantly, usually with figures attached that are supplied by the casino, not by Maya. Figures on this page are the provider’s own, taken from what it has published.
Maya at a glance
| Field | Value |
|---|---|
| Operated by | Maya Philippines, Inc., the former PayMaya Philippines that began life as Smart Money |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | Limit per month: PHP 50,000 at Basic, PHP 100,000 at Upgraded, PHP 500,000 for Super Users, and PHP 5,000,000 for Ultimate Users |
| Per-transaction cap | Outbound InstaPay transfers are limited to PHP 50,000 per day and sends to another Maya user to PHP 20,000 per transaction at the Upgraded tier |
| Settlement | credited the moment you send between wallets or by InstaPay, while a PESONet transfer arrives before the banking day ends |
| Published fees | The fee for cash-in via selected partners, Maya’s cash-in page states, is zero up to PHP 8,000 per month combined and 2 per cent on the excess. The GCash schedule above was read directly and so outweighs that figure, which comes from Maya’s own site and was not re-fetched during verification. |
Maya states these as MONTHLY wallet limits. The wording GCash uses for its ceiling is a balance held at a given time. Setting the two numbers against each other is not meaningful, since each measures a different thing, however often it is presented as a comparison.
Each figure here is a point-in-time reading, with 2026-09 as the recording date. Limits and fees at payment providers can change with no notice, so the only source that is current is the provider’s own page.
Verification tiers
- Basic — The wallet is limited to PHP 50,000 per month; daily purchases are limited to PHP 50,000. On this tier, both InstaPay bank transfers and sends to other Maya users are unavailable
- Upgraded — The requirements are a video selfie, a valid ID and a verified address. A monthly wallet ceiling of PHP 100,000, a daily purchase allowance of up to PHP 100,000, Maya user transfers capped at PHP 20,000 per transaction and PHP 100,000 per day, and InstaPay out capped at PHP 50,000 per day and PHP 100,000 per month
- Super Users — Daily purchase and send limits both come to PHP 500,000, next to a monthly wallet limit of PHP 500,000. Maya publishes no rule on which accounts qualify for this tier
- Ultimate Users — Purchases and sends are limited to PHP 5,000,000 daily, with the wallet itself limited to PHP 5,000,000 monthly. Maya publishes no rule on which accounts qualify for this tier
The published ceiling of Limit per month: PHP 50,000 at Basic, PHP 100,000 at Upgraded, PHP 500,000 for Super Users, and PHP 5,000,000 for Ultimate Users applies to the tier stated above, not to every account.
How fast money actually moves
Maya settles credited the moment you send between wallets or by InstaPay, while a PESONet transfer arrives before the banking day ends. What this covers is the rail, not the casino: before a withdrawal reaches Maya, the operator can keep it for its own review, and the waiting time usually originates in that review.
A per-transaction cap of Outbound InstaPay transfers are limited to PHP 50,000 per day and sends to another Maya user to PHP 20,000 per transaction at the Upgraded tier applies, which is why a larger transfer sometimes has to be split.
What Maya says about gambling transactions
Maya’s e-wallet terms and conditions have no gambling clause; having read them directly, the only relevant items are general prohibitions on illegal activity and anti-money-laundering breaches. Its separate CREDIT CARD product has terms restricting ‘illegal gambling or unauthorized game of chance’ transactions, and the card being suspended or cancelled is the stated consequence. On top of that, BSP Memorandum M-2025-029 applied to Maya in August 2025, and the app’s gambling and gaming links were removed as a consequence. A credit card agreement can restrict the card without restricting the wallet, so the distinction between the products counts.
Paying with Maya at DAILYJILI
- Sign in at DAILYJILI and open the cashier.
- Select Maya from whatever payment methods appear in the cashier for your account.
- Make sure the name on your DAILYJILI account matches the name on your Maya account.
- On the cashier screen, look at the minimum, maximum and any fee; once those are clear, confirm the amount.
Before the first deposit you make with a new method, read the cashier screen, which shows the live limits for your account.
FAQ
Who regulates Maya?
Maya — regulation: Bangko Sentral ng Pilipinas has it on record as an Electronic Money Issuer and as a registered Operator of Payment System. That covers the rail, not the casino.
How do I pay with Maya at DAILYJILI?
After signing in and opening the cashier, pick Maya from the list of methods it shows for your account. Before you confirm, see that the name is the same on both accounts and that you have checked the limits the cashier shows.
Does Maya charge fees?
Published fees: The fee for cash-in via selected partners, Maya's cash-in page states, is zero up to PHP 8,000 per month combined and 2 per cent on the excess. The GCash schedule above was read directly and so outweighs that figure, which comes from Maya's own site and was not re-fetched during verification.. Providers revise these without notice.
How long does Maya take?
The rail settles credited the moment you send between wallets or by InstaPay, while a PESONet transfer arrives before the banking day ends. Separately, the operator carries out its own review prior to releasing a withdrawal, and that stage tends to take longer.